This is an umbrella policy, which covers risks inherent on farming business. This package policy has the following sections: House owners (Farm Buildings, Outbuildings and other permanent fixtures), Householders (Contents), Personal Property (Multiple risks), Business Property (Multiple risks), Personal Accident, Fire and Allied Perils (Farm buildings/contents), Livestock (with optional electrocution cover), Business Interruption (Loss of profits), Crops (Multiple risks), Goods on transit, Money, Theft, Public Liability and Motor (includes all types of vehicles from cycles, vans to combine harvesters).

Personal Loan Protection Scheme covers risks inherent on personal loans offered to Individuals by Financial Institutions. SME Loan Protection Scheme (Sole Traders) covers risks inherent on all forms of credit offered to individually owned businesses by Financial Institutions (Loans, Overdrafts and Credit Card Insurance)

Covers risks inherent on credit extended to consumers by Furniture Retail Shops including an All Risks cover for furniture on Hire Purchase.